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“I’m a small-time commercial real estate investor. About a year and a half ago, I saw obvious signs that interest rates were heading upward and would continue to head upward, so I scrambled to refinance my near-maturity loans before I got trapped by those high rates. I’m just some podunk outsider, so if I could see the obvious, why couldn’t the Best-and-Brightest that populated SVB’s board and C-suites? As I understand it, they were heavily invested in mortgage backed securities that would lose value in a rising interest rate environment. Were they incompetent, or were they so distracted by woke that they simply didn’t notice?“

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Arrogance

Some of biggest

cases of mistaken

identity

are among

intellectuals, monied

and scientists

Who have trouble

remembering

they are not

omnipotent

nor clairvoyant

Steve Heins

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